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Send Money to Nepal from Australia with Zero Fees — Complete 2025 Guide

Why This Zero-Fee Offer Matters

Australia is now home to about 179 000 Nepal-born residents—five times the number a decade ago and the ninth-largest migrant community in the country. Department of Home Affairs Website Every dollar saved on fees is roughly NPR 90 more for rent, tuition, or health care back home, based on current exchange rates. Investing.com Australia Because global remittance fees still average ~6 % of the send amount, wiping them to zero delivers an instant pay-rise to families in Nepal. World Bank Blogs

Campaign Snapshot (June – 31 August 2025)

  • Corridor: Australia → Nepal (UK & Portugal also included in the wider campaign)

  • Channels: ACE Money Transfer iOS/Android apps & secure web portal

  • Payout methods: Bank deposit, 12 000+ cash-pickup points, or mobile wallets such as eSewa & Khalti ACE Money Transfer

  • Fees: A$ 0 on every transaction—no promo code needed

  • Instant-route cap: Up to A$ 15 000 per send; larger sums still fee-free via next-day settlement

No hidden charges apply—ACE shows the FX spread up-front and there are no deductions on arrival.

How Much We Actually Save

Amount Sent Typical 6 % Fee Fee During Campaign Direct Saving
A$ 100 A$ 6.00 A$ 0 A$ 6.00
A$ 500 A$ 30.00 A$ 0 A$ 30.00
A$ 3 000 A$ 180.00 A$ 0 A$ 180.00

Every dollar avoided in fees arrives in Nepal as an extra ≈ NPR 90 thanks to the current AUD→NPR rate.

Step-by-Step Guide (≈ 3 minutes)

1 — Create an Account & Verify ID

Download the ACE Money Transfer app or open the web dashboard. Upload an Australian photo ID or passport and complete a quick selfie—digital KYC usually finishes in under two minutes.

2 — Add a Beneficiary

Enter the recipient’s full name exactly as on their bank, wallet, or pickup ID, then choose their preferred payout method.

3 — Fund & Send

Select an Australian Visa, Mastercard, Maestro, or bank account (POLi/PayID). Type the amount in dollars; ACE instantly shows the guaranteed rupee payout.

4 — Track Delivery

Tap Send to lock the FX rate. Both sender and recipient receive live SMS, email, and push alerts until funds land—seconds for wallets, minutes for cash, and same-day for most banks.

Transparent Exchange Rates

ACE benchmarks the mid-market AUD→NPR feed and freezes the rate the moment we confirm, eliminating post-payment surprises. In-app rate alerts let us wait for a favorable spike before hitting send.

Multi-Layer Security & Compliance

Layer Why It Matters
AUSTRAC registration Ensures every Australian transfer meets local AML/CTF rules
PSD2-grade encryption End-to-end data security across all channels
Nepal Rastra Bank partnerships Authorised settlement corridors protect recipient funds
Two-factor & biometrics Stops unauthorized log-ins, even on a lost phone
4.7 / 5 Trustpilot rating 148 000+ public reviews validate speed & reliability

Receiving Options in Nepal

  • Bank Deposit — NABIL, Global IME, NIC Asia, NMB, Prabhu & more

  • Cash Pickup — 12 000+ IME & ACE-partner counters nationwide

  • Mobile Wallets — eSewa, Khalti, IME Pay for instant QR payments or ATM withdrawals

Pro Tips to Maximise the Fee-Free Window

  1. Bundle small allows into one larger transfer (≤ A$ 15 000) to maximise savings.

  2. Send Mon-Thu for the quickest Nepali bank clearing.

  3. Enable biometric quick-send for 30-second repeat transfers.

  4. Refer friends during the campaign and earn loyalty points while everyone enjoys zero fees.

  5. Set FX alerts so rising AUD rates automatically trigger a notification.

Frequently Asked Questions

1. Does the fee waiver apply to cash pickups and mobile wallets?
Yes. All payout types—bank, cash, wallet—cost nothing through 31 August 2025.

2. Are exchange-rate margins also waived?
No, but ACE displays the spread transparently before payment—there are no hidden deductions.

3. Can existing ACE users claim the promo?
Absolutely. Any transaction sent from Australia within the campaign dates is automatically fee-free.

4. What if the recipient’s bank delays the credit?
ACE releases funds instantly; if a bank holds them beyond 24 h, ACE support will chase the payout.

5. Is there a cancellation window?
Transfers can be cancelled for free within 30 minutes as long as funds have not yet been collected or credited.

Conclusion — Send Before 31 August 2025

A zero-fee corridor from Australia to Nepal is rare. Send money before 23:59 AEST on 31 August 2025 and let every dollar of our hard-earned wages arrive in Nepal untouched by service charges.

Ready to keep more in the family?
Send money to Nepal fee-free today and seize Australia’s limited-time offer.

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